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Pension system in Russia is that the high mortality of able-bodied citizens to become her very best

pension system in Russia is that the high mortality of able-bodied citizens to become It is extremely profitable. Experts-demographers estimate that nearly 30% of all pension contributions from employees over age 20 made by those who had the money does not recover. As a result, the State Pension Fund (RPF) receives a monthly basis as a "gratuitous gift" of about 60 billion rubles.

Occurs this is due to the fact that up to 40% of men and about 10% of women in Russia do not live to retirement age (60 and 55 years respectively). Such data have resulted in "Nezavisimaya Gazeta" deputy director of the Institute of Labor and Social Insurance Valentin Roik and director of the Institute of Demography at the Higher School of Economics Anatoly Vishnevsky.

In general pension system generates a glaring injustice: the citizen (or employer) in good faith pays the state pension contributions, but in case of death prior to retirement age the money burn in the bowels of the RPF, which has no obligations to the deceased and their families, the newspaper notes. Only partial exception to this "statistical laws" are the contributions to the funded part of future pension. And in the case of raising the retirement age of five years, the percentage nedozhivshih increase dramatically, resulting in double and retirement "gifts" to the state. The current system, which is present "Effect gratis money, pushing to increase the retirement age, regardless of official statements of the first persons, stresses the newspaper.

Recall the question of raising the retirement age over and over again raises the finance minister Alexei Kudrin. In mid-October, he again recalled the necessity of this unpopular measures in connection with the budget deficit the Pension Fund.

According to Kudrin, the budget deficit FIU is 30% - is more than one trillion rubles. If nothing is changed, then, according to estimates of experts, by 2050 most of the federal budget will have to spend in retirement.

At first glance, the high deaths of citizens of working age only compounds the problem of shortage of the RPF, however, as it turns out, it has set aside a "positive effect" for the state.

It is also worth noting that experts have called the pension system one of the three major risks that could lead Russia to the system crisis. Moreover, in their opinion, the only solution may be only a comprehensive shift from PAYG to a funded pension system.

In recent years, thanks to the media rumors about pension reform, within which is supposed to make the funded part of pension is voluntary, privatize it and transfer the management of its private pension funds (NPF).

Experts said that by doing so the state simply wants to close the current shortage of RPF due to future retirees. Meanwhile, the Health Ministry insists that is not going to get rid of the accumulated citizens pensions.

For his part, President Dmitry Medvedev, recently pledged that in the near future will be taken further steps in the development of the pension system.
Source: http://www.newsru.com/russia/08nov2010/